Semi Truck Financing
Trucking & Transportation › Semi Trucks
Your tractor is the business. Since 2011, Sunset Financial Group has financed more than 75 semi trucks for owner-operators, small fleets and local carriers, from used day cabs to late-model sleepers.
Semi truck financing with us covers trucks from dealers, auctions and private sellers, and we can also pay off a truck you already own.
Semi Trucks We Finance
Sleeper Tractors
Mid-roof and raised-roof sleepers for long-haul and regional work.
Day Cabs
Day cabs for local, port, dump and regional hauling where drivers are home every night.
Used Trucks
Used tractors from dealers, auctions and private sellers. Most of the semi trucks we finance are used.
Several Trucks at Once
Two or more tractors on one agreement for a growing fleet.
Payoff & Refinance
We can pay off the balance on a truck you own and restructure the payment.
Trucks With Add-Ons
An APU, inverter or other upgrades financed together with the truck.
What We Have Financed
Day Cabs
Local and regional tractors
Single and tandem-axle day cabs for local carriers.
Sleepers
Long-haul tractors
Late-model sleepers for owner-operators and over-the-road fleets.
Small Fleets
Two to three trucks
Several matching tractors on one agreement.
Semi trucks we have financed range from about $40,000 for an older day cab to more than $195,000.
Finance the Whole Setup
The truck is only part of the cost of getting on the road. These can all be included in the same agreement:
- Sales tax, title and registration fees
- An APU and inverter
- ELDs, GPS and dash cameras
- Extended warranty
- Tires and wheels
Why Truckers Finance a Tractor
Replace a High-Mileage Truck
A newer truck spends less time in the shop and more time earning.
Add a Truck and a Driver
A second or third truck grows revenue without tying up your cash.
Keep Cash for Operating Costs
Financing keeps money free for fuel, insurance and repairs.
Recently Financed
Three Sleepers for a Fleet
A long-haul carrier financed three used 2020 Freightliner Cascadia sleepers on one agreement.
Day Cab for a Local Carrier
A local trucking company financed a used 2022 Freightliner Cascadia day cab.
Peterbilt 389
A local carrier financed a used Peterbilt 389 to add a truck to its fleet.
Truck makers we have financed include Freightliner, International, Kenworth, Peterbilt, Volvo and Western Star.
Semi Truck Financing FAQ
Can I buy a truck from a private seller?
Yes. We finance trucks from private sellers and auctions, as well as from dealers.
Can sales tax and registration be included?
Yes. Sales tax, title and registration fees can be financed with the truck.
How much can I be approved for with just an application?
Up to $350,000 with our one-page application. Larger requests, such as several trucks at once, are welcome with financial statements.
What will my monthly payment be?
It depends on the price, term and your credit profile. Use our payment calculator for an estimate, or request a quote for exact numbers.
What terms are available?
Terms range from 12 to 84 months with fixed monthly payments. See our types of leases for $101 buyout, fair market value and other options.
Looking for other trucking equipment? See all trucking and transportation equipment we finance.
