Heavy Equipment Financing
Construction › Excavators, Skid Steers & Loaders
Excavators, skid steers and loaders are what most construction jobs start with. Since 2011, Sunset Financial Group has financed more than 150 pieces of heavy equipment for excavation, concrete, demolition, residential and heavy construction contractors.
Most of the heavy equipment we finance is used, bought from dealers, auctions and other contractors. Heavy equipment financing lets you add a machine when the work is lined up, instead of renting it job after job.
Heavy Equipment We Finance
Excavators
Full-size crawler excavators from about 20 to 30 tons for site work, utilities and demolition.
Mini Excavators
Compact excavators for residential, utility and tight-access work.
Skid Steers & Track Loaders
Wheeled skid steers and compact track loaders, the machines we finance most, with buckets and attachments.
Wheel Loaders
Wheel loaders for loading trucks, moving material and working stockpiles.
Dozers & Motor Graders
Crawler dozers and motor graders for clearing, grading and road work.
Cranes
Crawler, rough-terrain and truck cranes for lifting on heavy construction jobs.
What We Have Financed
Compact Equipment
About $12,000 to $45,000
Skid steers, compact track loaders and mini excavators.
Mid-Size Machines
About $40,000 to $90,000
Wheel loaders, 20-ton excavators, dozers and motor graders.
Large Machines
Up to about $150,000
Larger excavators and cranes, including a 200-ton crawler crane.
Heavy equipment we have financed ranges from about $12,000 for a used mini excavator or skid steer to about $150,000 for a crawler crane.
Finance the Whole Setup
A machine is only as useful as what goes with it. These can all be included in the same agreement:
- Buckets, thumbs and quick couplers
- Breakers, augers, forks and sweeper attachments
- Equipment and dump trailers to haul it
- Dump trucks for the same job
- Shipping and transport from the seller
- Sales tax and registration
Why Contractors Buy Instead of Renting
Stop Paying Rent Job After Job
If a machine is on rent most of the year, a payment on your own machine often costs less.
Bid More Work
Owning the excavator or loader lets you bid site work you used to sub out.
Ready When the Job Starts
Your own equipment is on the trailer when you need it, not waiting on rental availability.
Recently Financed
200-Ton Crawler Crane
A heavy construction company financed a used 200-ton crawler crane.
Mini Excavator and Track Loader
A concrete contractor financed a used mini excavator and a compact track loader together.
Excavator for Demolition
A demolition contractor financed a used 21-ton excavator.
Heavy equipment makers we have financed include Bobcat, Case, Caterpillar, Gehl, Hitachi, John Deere, Komatsu, Manitowoc, Mustang and Takeuchi.
Heavy Equipment Financing FAQ
Can I finance a used machine from an auction or another contractor?
Yes. Most of the heavy equipment we finance is used, and we finance purchases from dealers, auctions and private sellers.
Can attachments and a trailer be included?
Yes. Buckets, breakers, forks and other attachments, and the trailer to haul the machine, can go on the same agreement.
How much can I be approved for with just an application?
Up to $350,000 with our one-page application. Most compact and mid-size machines fall under that amount, so approvals are usually quick.
What will my monthly payment be?
It depends on the price, term and your credit profile. Use our payment calculator for an estimate, or request a quote for exact numbers.
What terms are available?
Terms range from 12 to 84 months with fixed monthly payments. See our types of leases for $101 buyout, fair market value and other options.
Looking for other construction equipment? See all construction equipment we finance.
