Embroidery Machine Financing


Apparel & Embroidery › Embroidery Machines

Embroidery machines turn blank caps, shirts, jackets and bags into custom products with better margins than sending the work out. Since 2011, Sunset Financial Group has financed more than 450 embroidery machines for embroidery shops, apparel decorators, print and sign shops and personalization businesses.

Most embroidery machines cost between about $6,000 and $18,000, so embroidery machine financing is usually approved quickly, and a few orders a week can cover the payment.

Embroidery Machines We Finance

Single-Head Machines

15-needle commercial machines for caps, shirts and bags. A common first machine for a new embroidery business.

Two-Head Machines

Two 15-color heads that stitch two pieces at once. The type we finance most.

Multi-Head Production Machines

4- to 12-head machines for team, uniform and promotional orders.

Cap Machines

Machines and cap frames set up for hats and other finished goods.

Compact Machines

Smaller commercial machines for home-based shops and limited space.

Digitizing Software

Embroidery digitizing and lettering software that turns artwork into stitch files.

What We Have Financed

Single-Head

About $6,000 to $13,000

Single-head and compact commercial machines with stand and starter package.

Two-Head

About $12,000 to $18,000

Two-head, 15-color machines, often as a full package.

Multi-Head

About $18,000 to $66,000

Used and new 4- to 12-head production machines.

Embroidery machines we have financed range from about $6,000 for a single-head machine to about $66,000 for a new 8-head production machine.

Finance the Whole Setup

An embroidery machine needs more than the machine. These can all be included in the same agreement:

  • Machine stands
  • Voltage regulators
  • Digitizing and lettering software
  • Cap frames, hoops and clamps
  • Thread and starter kits
  • Setup and training

Why Businesses Add Embroidery

Stop Sending Work Out

Doing embroidery in-house keeps the margin you were paying another shop.

Sell Custom Products

Embroidered caps, uniforms and gifts sell for more than blank goods.

Faster Turnaround

Your own machine lets you take rush orders and small runs on your schedule.

Recently Financed

8-Head Production Machine

An apparel company financed a new 8-head, 15-needle embroidery machine.

Two Machines on One Agreement

An apparel decorator financed two 2-head, 15-color embroidery machines with stands and voltage regulators.

Used 12-Head Machine

An apparel company financed a used 12-head embroidery machine.

Embroidery machine makers we have financed include Barudan, Brother, CAMFive, FlexMax, Happy, Melco, Ricoma and Tajima.

Embroidery Machine Financing FAQ

Can software, a stand and accessories be included?

Yes. Digitizing software, stands, voltage regulators, hoops, cap frames and starter kits can be financed with the machine.

Can I finance a used embroidery machine?

Yes. We finance used machines as well as new ones.

How much can I be approved for with just an application?

Up to $350,000 with our one-page application. Most embroidery machines fall well under that amount, so approvals are usually quick.

What will my monthly payment be?

It depends on the price, term and your credit profile. Use our payment calculator for an estimate, or request a quote for exact numbers.

What terms are available?

Terms range from 12 to 84 months with fixed monthly payments. See our types of leases for $101 buyout, fair market value and other options.

Looking for other apparel or decorating equipment? See all apparel and embroidery equipment we finance.

Ready to finance your embroidery machine?

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